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Lake Michigan Credit Union — Terms & Conditions
| Snapshot 2026-05-21 00:19 UTC | Snapshot 2026-09-11 08:29 UTC | ||||
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| n | 1 | .breadcrumb | n | ||
| 2 | # Terms & Conditions | 1 | # Terms & Conditions | ||
| 3 | 2 | ||||
| n | 4 | Please read these terms and conditions carefully. They are intended to constitut | n | 3 | Please read these terms and conditions carefully. They are intended to constitut |
| > | e a binding agreement that conditions your use of this website. By accessing and | > | e a binding agreement that conditions your use of this website. By accessing and | ||
| > | using this website, you agree to be bound by the terms and conditions below. If | > | using this website, you agree to be bound by the terms and conditions below. If | ||
| > | you do not agree to the terms and conditions below, do not access this website. | > | you do not agree to the terms and conditions below, do not access this website. | ||
| > | If after reading these terms and conditions you remain at this website, or retu | > | If after reading these terms and conditions you remain at this website, or retu | ||
| > | rn thereafter, you agree to be bound by this agreement. | > | rn thereafter, you agree to be bound by this agreement. | ||
| 5 | 4 | ||||
| n | 6 | --- | n | 5 | #### License Permissions and Use Restrictions |
| 7 | 6 | ||||
| n | 8 | ## License Permissions and Use Restrictions | n | 7 | This site is intended for use by members of Lake Michigan Credit Union. You are |
| > | granted a nonexclusive, revocable license to copy or print one unaltered permane | ||||
| > | nt copy of site materials for your personal use – noncommercial use only. No per | ||||
| > | mission is given to print, copy reproduce, distribute, publicly display, perform | ||||
| > | , publish, transmit, upload, download, store, license, create derivative works f | ||||
| > | rom, alter or modify materials, transfer or sell anything obtained from this sit | ||||
| > | e. You agree that you will not use (or allow others to use) the site or any info | ||||
| > | rmation contained on it for any wrongful, unauthorized or unlawful purposes. You | ||||
| > | also agree to indemnify and hold us and our affiliates harmless from and agains | ||||
| > | t any loss, damage or expense (including but not limited to attorney’s fees) inc | ||||
| > | urred because of any such use. | ||||
| 9 | 8 | ||||
| n | 10 | This site is intended for use by members of Lake Michigan Credit Union. You are | n | 9 | #### Disclaimer of Warranties |
| > | granted a nonexclusive, revocable license to copy or print one unaltered permane | ||||
| > | nt copy of site materials for your personal use – noncommercial use only. No per | ||||
| > | mission is given to print, copy reproduce, distribute, publicly display, perform | ||||
| > | , publish, transmit, upload, download, store, license, create derivative works f | ||||
| > | rom, alter or modify materials, transfer or sell anything obtained from this sit | ||||
| > | e. You agree that you will not use (or allow others to use) the site or any info | ||||
| > | rmation contained on it for any wrongful, unauthorized or unlawful purposes. You | ||||
| > | also agree to indemnify and hold us and our affiliates harmless from and agains | ||||
| > | t any loss, damage or expense (including but not limited to attorney’s fees) inc | ||||
| > | urred because of any such use. | ||||
| 11 | 10 | ||||
| n | 12 | --- | n | 11 | Information available on this site is produced by Lake Michigan Credit Union or |
| > | is acquired from third-party information. The information and materials containe | ||||
| > | d as part of this website are provided on an “as is” and “as available” basis, w | ||||
| > | ithout any warranties whatsoever about the nature or content (either when posted | ||||
| > | or as a result of the passage of time) of any material at this website, and wit | ||||
| > | hout any representations or guarantees. All express and implied warranties are e | ||||
| > | xpressly excluded and disclaimed, including, but not limited to, any implied war | ||||
| > | ranties of merchantability, fitness for a particular purpose, title and non-infr | ||||
| > | ingement. | ||||
| 13 | 12 | ||||
| n | 14 | ## Disclaimer of Warranties | n | 13 | Lake Michigan Credit Union does not warrant the accuracy, adequacy or completene |
| > | ss of this information and materials, and it expressly disclaims liability for e | ||||
| > | rrors or omissions in this information and materials. In addition, Lake Michigan | ||||
| > | Credit Union makes no representations, warranties or guarantees that this websi | ||||
| > | te will be secure, accessible continuously and without interruption or error fre | ||||
| > | e. To the extent that you might otherwise believe that any warranties, guarantee | ||||
| > | s or representations have been made to you, you hereby agree that such statement | ||||
| > | s, whether made orally or in writing, are to be construed as merely non-binding | ||||
| > | expressions of policy rather than affirmative representations, obligations, guar | ||||
| > | antees or warranties. In the event of any conflict between this section and othe | ||||
| > | r terms and provisions of this agreement, this section shall be construed to tak | ||||
| > | e precedence. | ||||
| 15 | 14 | ||||
| n | 16 | Information available on this site is produced by Lake Michigan Credit Union or | n | 15 | #### Limitation of Liability |
| > | is acquired from third-party information. The information and materials containe | ||||
| > | d as part of this website are provided on an “as is” and “as available” basis, w | ||||
| > | ithout any warranties whatsoever about the nature or content (either when posted | ||||
| > | or as a result of the passage of time) of any material at this website, and wit | ||||
| > | hout any representations or guarantees. All express and implied warranties are e | ||||
| > | xpressly excluded and disclaimed, including, but not limited to, any implied war | ||||
| > | ranties of merchantability, fitness for a particular purpose, title and non-infr | ||||
| > | ingement. | ||||
| 17 | 16 | ||||
| n | 18 | --- | n | 17 | In order to provide you with this service, Lake Michigan Credit Union is unable |
| > | to accept liability for any conduct, acts or omissions at this website or any lo | ||||
| > | sses you may incur. In no event shall Lake Michigan Credit Union be liable for a | ||||
| > | ny damages (including without limitation any direct, indirect, special, incident | ||||
| > | al, or consequential damages), losses or expenses that arise in connection with | ||||
| > | the website, the use of the website, or the inability of anyone to use the websi | ||||
| > | te, or for any claims by any third parties. Lake Michigan Credit Union shall als | ||||
| > | o not be liable for any damages, losses or expenses that arise in connection wit | ||||
| > | h any failure of performance, error, omission, interruption, defect, delay in op | ||||
| > | eration or transmission, or computer or system failure. Lake Michigan Credit Uni | ||||
| > | on shall not be liable for such damages, losses or expenses even though it or it | ||||
| > | s representatives are advised of the possibility of such damages, losses or expe | ||||
| > | nses. | ||||
| 19 | 18 | ||||
| n | 20 | Lake Michigan Credit Union does not warrant the accuracy, adequacy or completene | n | 19 | #### Hyperlinks |
| > | ss of this information and materials, and it expressly disclaims liability for e | ||||
| > | rrors or omissions in this information and materials. In addition, Lake Michigan | ||||
| > | Credit Union makes no representations, warranties or guarantees that this websi | ||||
| > | te will be secure, accessible continuously and without interruption or error fre | ||||
| > | e. To the extent that you might otherwise believe that any warranties, guarantee | ||||
| > | s or representations have been made to you, you hereby agree that such statement | ||||
| > | s, whether made orally or in writing, are to be construed as merely non-binding | ||||
| > | expressions of policy rather than affirmative representations, obligations, guar | ||||
| > | antees or warranties. In the event of any conflict between this section and othe | ||||
| > | r terms and provisions of this agreement, this section shall be construed to tak | ||||
| > | e precedence. | ||||
| 21 | 20 | ||||
| n | 22 | --- | n | 21 | Lake Michigan Credit Union provides hyperlinks as a convenience to you and has n |
| > | o control over the content posted at these websites, nor does Lake Michigan Cred | ||||
| > | it Union make any representation as to the content of these websites Hyperlinks | ||||
| > | to other internet resources are to be used by you at your own risk. The content, | ||||
| > | accuracy, opinions expressed and other links provided by these resources may no | ||||
| > | t be investigated, verified, or monitored by Lake Michigan Credit Union, and suc | ||||
| > | h links are not endorsed by Lake Michigan Credit Union unless otherwise specific | ||||
| > | ally stated. If you believe that Lake Michigan Credit Union has provided a hyper | ||||
| > | link to a site that contains infringing or illegal content or which makes availa | ||||
| > | ble cracker tools or other circumvention devices, we ask you to notify Lake Mich | ||||
| > | igan Credit Union so that we may evaluate whether to disable it. | ||||
| 23 | 22 | ||||
| n | 24 | ## Limitation of Liability | n | 23 | #### Submissions |
| 25 | 24 | ||||
| n | 26 | In order to provide you with this service, Lake Michigan Credit Union is unable | n | 25 | All information submitted to you via this website may be used by Lake Michigan C |
| > | to accept liability for any conduct, acts or omissions at this website or any lo | > | redit Union in any manner that complies with applicable laws and regulations, an | ||
| > | sses you may incur. In no event shall Lake Michigan Credit Union be liable for a | > | d the policies of Lake Michigan Credit Union. | ||
| > | ny damages (including without limitation any direct, indirect, special, incident | ||||
| > | al, or consequential damages), losses or expenses that arise in connection with | ||||
| > | the website, the use of the website, or the inability of anyone to use the websi | ||||
| > | te, or for any claims by any third parties. Lake Michigan Credit Union shall als | ||||
| > | o not be liable for any damages, losses or expenses that arise in connection wit | ||||
| > | h any failure of performance, error, omission, interruption, defect, delay in op | ||||
| > | eration or transmission, or computer or system failure. Lake Michigan Credit Uni | ||||
| > | on shall not be liable for such damages, losses or expenses even though it or it | ||||
| > | s representatives are advised of the possibility of such damages, losses or expe | ||||
| > | nses. | ||||
| 27 | 26 | ||||
| n | 28 | --- | n | 27 | #### Limited License |
| 29 | 28 | ||||
| n | 30 | ## Hyperlinks | n | 29 | Original material which Lake Michigan Credit Union posts on this website is prot |
| > | ected by intellectual property laws. You are hereby granted a non-exclusive lice | ||||
| > | nse to use this website. You are also granted a limited license to print a copy | ||||
| > | of content posted at this website, but only for your personal use. Except as exp | ||||
| > | ressly provided herein, all rights are reserved. Among other things, except to t | ||||
| > | he extent required for the limited purpose of reviewing material on the Lake Mic | ||||
| > | higan Credit Union website, electronic reproduction, adaptation, distribution, p | ||||
| > | erformance or display is prohibited. Commercial use of any of the content of thi | ||||
| > | s website is strictly prohibited. You may not display this website in frames (or | ||||
| > | any of the content via links) without Lake Michigan Credit Union’s express writ | ||||
| > | ten permission. | ||||
| 31 | 30 | ||||
| n | 32 | Lake Michigan Credit Union provides hyperlinks as a convenience to you and has n | n | 31 | #### Copyright |
| > | o control over the content posted at these websites, nor does Lake Michigan Cred | ||||
| > | it Union make any representation as to the content of these websites Hyperlinks | ||||
| > | to other internet resources are to be used by you at your own risk. The content, | ||||
| > | accuracy, opinions expressed and other links provided by these resources may no | ||||
| > | t be investigated, verified, or monitored by Lake Michigan Credit Union, and suc | ||||
| > | h links are not endorsed by Lake Michigan Credit Union unless otherwise specific | ||||
| > | ally stated. If you believe that Lake Michigan Credit Union has provided a hyper | ||||
| > | link to a site that contains infringing or illegal content or which makes availa | ||||
| > | ble cracker tools or other circumvention devices, we ask you to notify Lake Mich | ||||
| > | igan Credit Union so that we may evaluate whether to disable it. | ||||
| 33 | 32 | ||||
| n | 34 | --- | n | 33 | Lake Michigan Credit Union or a third party vendor owns the copyright to the pag |
| > | es and the screens displaying the pages that appear on the website. | ||||
| 35 | 34 | ||||
| n | 36 | ## Submissions | n | 35 | #### Trademarks and Service marks |
| 37 | 36 | ||||
| n | 38 | All information submitted to you via this website may be used by Lake Michigan C | n | 37 | Lake Michigan Credit Union or a third party vendor owns the trademark and servic |
| > | redit Union in any manner that complies with applicable laws and regulations, an | > | e mark rights in marks contained in the website pages. | ||
| > | d the policies of Lake Michigan Credit Union. | ||||
| 39 | 38 | ||||
| n | 40 | --- | n | 39 | #### Good Samaritan, third party content policy |
| 41 | 40 | ||||
| n | 42 | ## Limited License | n | 41 | It is the policy of Lake Michigan Credit Union not to tolerate any acts of intel |
| > | lectual property infringement or violations of U.S. Law or to allow any child po | ||||
| > | rnography or obscene or defamatory material to be posted at this website. Lake M | ||||
| > | ichigan Credit Union will do its best, in good faith, to remove, disable or rest | ||||
| > | rict access to or the availability of material that, in its subjective view, is | ||||
| > | infringing, racist, obscene, obscene as to minors, child pornography, lewd, lasc | ||||
| > | ivious, filthy, excessively violent, harassing, or otherwise objectionable. The | ||||
| > | provisions of this section are intended to implement this policy but are not int | ||||
| > | ended to impose a contractual obligation on Lake Michigan Credit Union to undert | ||||
| > | ake, or refrain from undertaking, any particular course of conduct. | ||||
| 43 | 42 | ||||
| n | 44 | Original material which Lake Michigan Credit Union posts on this website is prot | n | 43 | #### Unsolicited Email, Spamming & Spoofing |
| > | ected by intellectual property laws. You are hereby granted a non-exclusive lice | ||||
| > | nse to use this website. You are also granted a limited license to print a copy | ||||
| > | of content posted at this website, but only for your personal use. Except as exp | ||||
| > | ressly provided herein, all rights are reserved. Among other things, except to t | ||||
| > | he extent required for the limited purpose of reviewing material on the Lake Mic | ||||
| > | higan Credit Union website, electronic reproduction, adaptation, distribution, p | ||||
| > | erformance or display is prohibited. Commercial use of any of the content of thi | ||||
| > | s website is strictly prohibited. You may not display this website in frames (or | ||||
| > | any of the content via links) without Lake Michigan Credit Union’s express writ | ||||
| > | ten permission. | ||||
| 45 | 44 | ||||
| n | 46 | --- | n | 45 | You may not use this web site to transmit unsolicited e-mail. You may not send u |
| > | nsolicited e-mail to this web site or to anyone whose e-mail address includes th | ||||
| > | e domain name used on this website. You may not use the Lake Michigan Credit Uni | ||||
| > | on domain name as a pseudonymous return e-mail address for any communications wh | ||||
| > | ich you transmit from another location or through another service. You may not p | ||||
| > | retend to be someone else, or spoof another’s identity when using this web site. | ||||
| 47 | 46 | ||||
| n | 48 | ## Copyright | n | 47 | #### No Waiver |
| 49 | 48 | ||||
| n | 50 | Lake Michigan Credit Union or a third party vendor owns the copyright to the pag | n | 49 | You may not use this website to transmit unsolicited e-mail. You may not send un |
| > | es and the screens displaying the pages that appear on the website. | > | solicited e-mail to this website or to anyone whose e-mail address includes the | ||
| > | domain name used on this website. You may not use the Lake Michigan Credit Union | ||||
| > | domain name as a pseudonymous return e-mail address for any communications whic | ||||
| > | h you transmit from another location or through another service. You may not pre | ||||
| > | tend to be someone else, or spoof another’s identity when using this website. | ||||
| 51 | 50 | ||||
| n | 52 | --- | n | 51 | #### Construction |
| 53 | 52 | ||||
| t | 54 | ## Trademarks and Service marks | t | 53 | If any portion of this agreement is ruled invalid or otherwise unenforceable, it |
| > | shall be deemed amended in order to achieve as closely as possible the same eff | ||||
| > | ect as originally drafted. Any invalid or unenforceable portion shall be constru | ||||
| > | ed as narrowly as possible in order to give effect to as much of the agreement a | ||||
| > | s possible. | ||||
| 55 | |||||
| 56 | Lake Michigan Credit Union or a third party vendor owns the trademark and servic | ||||
| > | e mark rights in marks contained in the website pages. | ||||
| 57 | |||||
| 58 | --- | ||||
| 59 | |||||
| 60 | ## Good Samaritan, third party content policy | ||||
| 61 | |||||
| 62 | It is the policy of Lake Michigan Credit Union not to tolerate any acts of intel | ||||
| > | lectual property infringement or violations of U.S. Law or to allow any child po | ||||
| > | rnography or obscene or defamatory material to be posted at this website. Lake M | ||||
| > | ichigan Credit Union will do its best, in good faith, to remove, disable or rest | ||||
| > | rict access to or the availability of material that, in its subjective view, is | ||||
| > | infringing, racist, obscene, obscene as to minors, child pornography, lewd, lasc | ||||
| > | ivious, filthy, excessively violent, harassing, or otherwise objectionable. The | ||||
| > | provisions of this section are intended to implement this policy but are not int | ||||
| > | ended to impose a contractual obligation on Lake Michigan Credit Union to undert | ||||
| > | ake, or refrain from undertaking, any particular course of conduct. | ||||
| 63 | |||||
| 64 | --- | ||||
| 65 | |||||
| 66 | ## Unsolicited Email, Spamming & Spoofing | ||||
| 67 | |||||
| 68 | You may not use this web site to transmit unsolicited e-mail. You may not send u | ||||
| > | nsolicited e-mail to this web site or to anyone whose e-mail address includes th | ||||
| > | e domain name used on this website. You may not use the Lake Michigan Credit Uni | ||||
| > | on domain name as a pseudonymous return e-mail address for any communications wh | ||||
| > | ich you transmit from another location or through another service. You may not p | ||||
| > | retend to be someone else, or spoof another’s identity when using this web site. | ||||
| 69 | |||||
| 70 | --- | ||||
| 71 | |||||
| 72 | ## No Waiver | ||||
| 73 | |||||
| 74 | You may not use this website to transmit unsolicited e-mail. You may not send un | ||||
| > | solicited e-mail to this website or to anyone whose e-mail address includes the | ||||
| > | domain name used on this website. You may not use the Lake Michigan Credit Union | ||||
| > | domain name as a pseudonymous return e-mail address for any communications whic | ||||
| > | h you transmit from another location or through another service. You may not pre | ||||
| > | tend to be someone else, or spoof another’s identity when using this website. | ||||
| 75 | |||||
| 76 | --- | ||||
| 77 | |||||
| 78 | ## Construction | ||||
| 79 | |||||
| 80 | If any portion of this agreement is ruled invalid or otherwise unenforceable, it | ||||
| > | shall be deemed amended in order to achieve as closely as possible the same eff | ||||
| > | ect as originally drafted. Any invalid or unenforceable portion shall be constru | ||||
| > | ed as narrowly as possible in order to give effect to as much of the agreement a | ||||
| > | s possible. | ||||
| 81 | |||||
| 82 | .entry-footer | ||||
| 83 | |||||
| 84 | #post-204 | ||||
| 85 | |||||
| 86 | .content .sidebar | ||||
| 87 | |||||
| 88 | .content-row | ||||
| 89 | |||||
| 90 | .page-wrapper | ||||