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Instagram — owned by Meta Platforms, Inc. — Instagram Purchase Protection Policy
| Snapshot 2026-10-11 08:20 UTC | Snapshot 2026-10-12 08:21 UTC | ||||
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| t | 1 | Help Center | t | ||
| 2 | |||||
| 3 | English (US) | ||||
| 4 | |||||
| 5 | # Instagram Purchase Protection Policy | ||||
| 6 | |||||
| 7 | Copy link | ||||
| 8 | |||||
| 9 | **I. Overview****Understanding our policies** | ||||
| 10 | Our Purchase Protection Policies are here to provide you with peace of mind when | ||||
| > | ever you make a purchase through onsite checkout on Facebook or Instagram. We wa | ||||
| > | nt you to have a great experience every time, but if you have an issue with your | ||||
| > | purchase, our Policies are in place to help make things right. | ||||
| 11 | |||||
| 12 | For the purposes of this policy, where specified, an individual seller refers to | ||||
| > | someone selling through a personal profile. | ||||
| 13 | **To qualify for Purchase Protection:**Make sure that your purchase is eligible | ||||
| > | as a Protected Purchase as defined in this policy.Use onsite checkout on Faceboo | ||||
| > | k or Instagram to complete your payment for the purchase. Purchases made through | ||||
| > | third-party sites, local pickups, Messenger transactions, or through other mess | ||||
| > | aging services do not qualify. Learn which products have onsite checkout on Face | ||||
| > | book and Instagram.Contact the seller first to let them know there's a problem w | ||||
| > | ith the purchase. For eligible purchases, if you can't resolve the issue directl | ||||
| > | y with the seller, you may submit a claim through Facebook or Instagram.We will | ||||
| > | review your claim to determine whether it qualifies for Purchase Protection, and | ||||
| > | issue a refund for the full purchase price of the item and shipping costs if yo | ||||
| > | ur claim is approved. Decisions are made in our sole discretion.**II. Protected | ||||
| > | Purchases****When are purchases protected?** | ||||
| 14 | Many purchases that you make using onsite checkout on Facebook or Instagram are | ||||
| > | covered by our Purchase Protection policies. Your purchases are protected in the | ||||
| > | following situations: | ||||
| 15 | Item not received An item is considered “not received” if an item is not receive | ||||
| > | d by the buyer within 16 days after the seller or individual seller confirms the | ||||
| > | order.Item damaged or significantly different than described. For example: Item | ||||
| > | was damaged during shippingItem is missing major parts, and this wasn't disclos | ||||
| > | edItem condition was different than describedItem is a different version or edit | ||||
| > | ion than what was displayed for the purchaseItem is completely different from wh | ||||
| > | at was orderedSeller not following their stated refund policyUnauthorized purcha | ||||
| > | ses**When purchases aren't protected**The following items and situations are not | ||||
| > | covered by our Purchase Protection Policies: Any products or services that are | ||||
| > | prohibited by our Commerce PoliciesVehiclesReal estateFinancial products or inve | ||||
| > | stmentsPrecious metals and gemstonesEquity or debt in a businessCustom or made-t | ||||
| > | o-order itemsServicesDonationsIndustrial machineryPerishable itemsBuyer's remors | ||||
| > | eItems shipped using an intermediary or freight forwarding serviceItems where th | ||||
| > | e exchange of the purchased item happens in-personOrders that have already been | ||||
| > | refunded or charged back by the buyer's bankDamage that occurs to items after th | ||||
| > | ey are deliveredItems with a purchase price over $2,000Tickets**III. Disputes an | ||||
| > | d Refunds****Reaching Out To The Seller**You should first contact the seller to | ||||
| > | resolve your issue with a purchase. The seller has 2 business days to respond to | ||||
| > | you and attempt to resolve your issue. **Filing a Claim with Facebook or Instag | ||||
| > | ram**If a seller has not responded or resolved your issue after 2 business days, | ||||
| > | you can submit a claim for our review on the 3rd business day.When you file a c | ||||
| > | laim, answer the questions presented, and include details regarding your issue w | ||||
| > | ithin the form. We'll review your claim, including any messages that you and the | ||||
| > | seller sent to each other along with supporting documentation from the buyer an | ||||
| > | d the seller. We'll typically respond within 48 hours.Learn how to contact the s | ||||
| > | eller for help or submit a claim to Facebook or Instagram.**Refunds & Returns**I | ||||
| > | f you are requesting a refund, remember to contact the seller within the return | ||||
| > | period specified in the product listing and follow the seller's instructions for | ||||
| > | returning the delivered item.If the seller is unresponsive or is not following | ||||
| > | their stated return policy, you may still be required to provide a valid trackin | ||||
| > | g number of the returned item or other proof of return to us in order to receive | ||||
| > | a Purchase Protection refund.**Limitations**You can file a claim for the full p | ||||
| > | rice of an item with a purchase price up to $2,000 including tax and shipping. Y | ||||
| > | ou have a lifetime coverage limit of $10,000.You must file a claim within 45 day | ||||
| > | s from the date of delivery of your purchased product, or within 60 days for una | ||||
| > | uthorized claims. If you never received your item, you must wait 2 days after th | ||||
| > | e last date of estimated delivery before filing a claim.When reporting unauthori | ||||
| > | zed purchases, you should notify us immediately so that we can try to protect yo | ||||
| > | u from financial loss. You must submit a claim within 60 days after the charge.Y | ||||
| > | ou must be in compliance with our terms and policies, including the Community Pa | ||||
| > | yments Terms, to be eligible for Purchase Protection.**Resolving and Closing Cas | ||||
| > | es**If we approve a buyer's claim, in some situations, Facebook may offer a part | ||||
| > | ial refund, otherwise the refunded amount will include the full price of the ite | ||||
| > | m, tax, and shipping fees. Decisions on claims are made in our sole discretion.* | ||||
| > | *Denied Claims**Reasons your claim could be denied under this policy include:The | ||||
| > | item received was the same as described by the seller in your purchaseThe claim | ||||
| > | was filed due to buyer's remorseThe item was received and the seller verified t | ||||
| > | he delivery of the productYou disputed the transaction with the bank that issued | ||||
| > | your credit or debit cardYou didn't submit sufficient evidence requested by Fac | ||||
| > | ebook to support your claim**Policy Abuse**If you file fraudulent claims for pur | ||||
| > | chases made on Facebook or Instagram, we may disable your ability to make paymen | ||||
| > | ts or take additional action on your account. | ||||
| 16 | |||||
| 17 | ## Was this helpful? | ||||
| 18 | |||||
| 19 | Yes | ||||
| 20 | |||||
| 21 | No | ||||
| 22 | |||||
| 23 | ## Related Articles | ||||
| 24 | |||||
| 25 | About Purchase Protection for Instagram purchases | ||||
| 26 | |||||
| 27 | Are my purchases protected with Meta Pay on Instagram? | ||||
| 28 | |||||
| 29 | When someone on Instagram asks you to buy their goods or services | ||||
| 30 | |||||
| 31 | About returns for items bought on Instagram | ||||
| 32 | |||||
| 33 | About Advanced Protection on Instagram | ||||
| 34 | |||||
| 35 | Related Articles | ||||
| 36 | |||||
| 37 | About Purchase Protection for Instagram purchases | ||||
| 38 | |||||
| 39 | Are my purchases protected with Meta Pay on Instagram? | ||||
| 40 | |||||
| 41 | When someone on Instagram asks you to buy their goods or services | ||||
| 42 | |||||
| 43 | About returns for items bought on Instagram | ||||
| 44 | |||||
| 45 | About Advanced Protection on Instagram | ||||
| 46 | |||||
| 47 | ## Other ways to get help | ||||
| 48 | |||||
| 49 | Chat with Meta AI support assistant | ||||
| 50 | |||||
| 51 | Resolve issues, make changes and get support in real time | ||||
| 52 | |||||
| 53 | - About Us | ||||
| 54 | |||||
| 55 | - API | ||||
| 56 | |||||
| 57 | - Jobs | ||||
| 58 | |||||
| 59 | - Terms | ||||
| 60 | |||||
| 61 | - Privacy | ||||
| 62 | |||||
| 63 | --- | ||||
| 64 | |||||
| 65 | © 2026 Meta | ||||
| 66 | |||||
| 67 | Feedback | ||||
| 68 | |||||
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