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Lake Michigan Credit Union — Home Equity Rates
| Snapshot 2026-09-26 02:05 UTC | Snapshot 2026-09-26 08:18 UTC | ||||
|---|---|---|---|---|---|
| n | 1 | # Rates | n | 1 | # www.lmcu.org |
| 2 | 2 | ||||
| n | 3 | ## Great home equity rates, always up to date. | n | 3 | ## Performing security verification |
| 4 | 4 | ||||
| n | 5 | You’ve put a lot of money into your home — it’s time that money to put in work f | n | 5 | This website uses a security service to protect against malicious bots. This pag |
| > | or you. Fund your next project, consolidate debt, and more. 1 | > | e is displayed while the website verifies you are not a bot. | ||
| 6 | 6 | ||||
| n | 7 | Home Equity Variable Loan - Rates | n | 7 | ## Verification successful. Waiting for www.lmcu.org to respond |
| 8 | 8 | ||||
| n | 9 | Account | n | 9 | ## Why is this verification taking longer? |
| 10 | 10 | ||||
| n | 11 | Loan-to-Value | n | 11 | This verification can take longer due to an older computer or a slow internet co |
| > | nnection. | ||||
| 12 | 12 | ||||
| n | 13 | APR (as low as) | n | 13 | What to do next: |
| 14 | 14 | ||||
| n | 15 | HELOC All Line Amounts | n | 15 | - Wait briefly. Refreshing the page will restart the security verification and m |
| > | ay take longer. | ||||
| 16 | - If the verification still does not complete, refresh this page. | ||||
| 17 | - If you are still stuck on this page after a page refresh, refer to Cloudflare’ | ||||
| > | s troubleshooting documentation for more help. | ||||
| 16 | 18 | ||||
| n | 17 | Up to 80.00% | n | 19 | Ray ID: a410d61d9fed8f7a |
| 18 | 20 | ||||
| t | 19 | 6.49% | t | 21 | Performance and Security by Cloudflare Privacy |
| 20 | |||||
| 21 | Calculate | ||||
| 22 | |||||
| 23 | Apply Now Schedule an Appointment | ||||
| 24 | |||||
| 25 | Rates as of **09/25/26** and subject to change. | ||||
| 26 | |||||
| 27 | Home Equity Fixed Loans - Rates | ||||
| 28 | |||||
| 29 | Account | ||||
| 30 | |||||
| 31 | Loan-to-Value | ||||
| 32 | |||||
| 33 | APR (as low as) | ||||
| 34 | |||||
| 35 | FinishLine Mortgage | ||||
| 36 | |||||
| 37 | Up to 80.00% | ||||
| 38 | |||||
| 39 | 6.99% | ||||
| 40 | |||||
| 41 | Fixed Rate – Owner Occupied | ||||
| 42 | |||||
| 43 | Up to 80.00% | ||||
| 44 | |||||
| 45 | 7.99% | ||||
| 46 | |||||
| 47 | Calculate | ||||
| 48 | |||||
| 49 | Apply Now Schedule an Appointment | ||||
| 50 | |||||
| 51 | Rates as of **09/25/26** and subject to change. | ||||
| 52 | |||||
| 53 | ###### Disclosures | ||||
| 54 | |||||
| 55 | 1 All Home Equity loans are available for properties located in Michigan or Flor | ||||
| > | ida and are not subject to application fees and annual fees. Terms, loan amount | ||||
| > | maximums, and other restrictions apply. Closing costs paid for by the borrower m | ||||
| > | ay include settlement fees, credit reports, flood determinations, property valua | ||||
| > | tions (including appraisals, if required), title searches, lender's title insura | ||||
| > | nce, recording and government charges. Estimated closing costs in Michigan typic | ||||
| > | ally range from $200 to $500. Estimated closing costs in Florida typically range | ||||
| > | from $500 to $2500. Fees are subject to change depending on the loan amount or | ||||
| > | additional requirements. Best rate available to well qualified borrowers with un | ||||
| > | der 80% Combined Loan to Value (CLTV). Your rate may be higher based on your spe | ||||
| > | cific CLTV, terms and credit score. Contact LMCU for additional details. $5 memb | ||||
| > | ership required if not a member. | ||||